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Home Insurance Risk Stabilizing

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first_img Previous: Pending Home Sales: Losing Momentum? Next: Borrower Credit Risk Increases Year-over-Year Demand Propels Home Prices Upward 2 days ago  Print This Post Home / Daily Dose / Home Insurance Risk Stabilizing About Author: Joey Pizzolato Home insurance is a risk-based operation, and evaluating, understanding, and measuring those risks are key efforts to mitigating them. Which is why LexisNexis released its Home Trends Report, to help industry experts understand the current state of the market.According to the report, “The second annual LexisNexis Home Trends Report identifies key insurance industry trends on a by-peril basis – wind, hail, fire, water, theft, liability, and other – so that insurance carriers can reduce risk and price policies with more precision.” Compared to 2015, peril losses were down in 2016, as was severity of those claims, although frequency of claims stood fast. In terms of total percentage, catastrophe claims amounted for 30 percent.This year, one of the most interesting factors was that nearly half (48 percent) of all catastrophic event claims occurred in Texas and Colorado. Hail and wind accounted for most of the losses, rather than extreme weather such as tornados or hurricanes.On a national level, hail accounted for most of the peril losses in 2016—20 percent—reaching the highest level since 2011 and costing the industry $8.4 billion. Texas accounted for nearly $4 billion of that in during March and April, which broke state records.One of the reasons the report attributes to a downward trend in catastrophe losses, particularly in the northeast, was due to El Niño, which brought warm winds to the northeastern states.“The report reveals that not all perils are created equally, and that even within a peril category there will be dramatic geographic differences. Every state has its own nuances,” said George Hosfield, Senior Director, Home Insurance, LexisNexis Risk Solutions. “Our historical view of how by-peril trends change over time offers carriers new insights with which they assess and price risks more accurately, ultimately edging them closer to profitability which has been difficult to maintain in the Home insurance market.”You can find the detailed report here. Servicers Navigate the Post-Pandemic World 2 days ago Share Save September 27, 2017 1,609 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago Joey Pizzolato is the Online Editor of DS News and MReport. He is a graduate of Spalding University, where he holds a holds an MFA in Writing as well as DePaul University, where he received a B.A. in English. His fiction and nonfiction have been published in a variety of print and online journals and magazines. To contact Pizzolato, email [email protected] Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Home Insurance Risk Stabilizing in Daily Dose, Featured, Headlines, Loss Mitigation, News 2017-09-27 Joey Pizzolato The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles Subscribe The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days agolast_img read more

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How to build a reputation as an expert

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first_imgBecoming known for a big idea can turbocharge your career.by: Anne FisherDear Annie: I’m working on an MBA in finance and, as part of a class project, I came up with a new way of valuing companies for IPOs or acquisitions, using a set of readily available data that bankers and investors don’t usually consider. I’ve tested my model on dozens of companies, both real and hypothetical, and it’s extremely accurate. A friend (and former Wall Street coworker) tells me this approach could make me very marketable in my field, but it isn’t helping my “personal brand” if no one knows about it. My question is, how do you get attention for an idea without just putting it out there where someone else could steal it? — Anonymous So FarDear ASF: It’s a classic innovator’s dilemma. “People often worry that a great idea will be stolen,” notes Dorie Clark, who teaches business administration at Duke University’s Fuqua B-school and wrote a new book that might interest you, Stand Out: How to Find Your Breakthrough Idea and Build a Following Around It. “But writing and speaking about it protects you from that.”The most important thing, she explains, is to “start creating as much content as you can, so that the idea becomes identified with you and people recognize it as yours. Imagine the reaction if, for example, someone wrote a book about women’s empowerment in business called Lean In. That title and concept have become so identified with Sheryl Sandburg that no one would take an imitator seriously.” continue reading » 12SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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