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Dr. Victor Stone appointed to direct Champlain MBA program

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first_imgBURLINGTON, Vt.Dr. Victor Stone was recently appointed interim director of the MBA program in the Division of Business at Champlain College. The Champlain MBA is an online graduate program with a focus on integrating what professionals are doing at work with the MBA courses that they take.Stone has 25 years experience in a variety of management and senior management roles in supply chain management, business operations, plans and controls, pricing and competitive analysis, business transformation, IT implementation, and strategy development with International Business Machines, Corp. Microelectronics Division. He has been an instructor with Champlain Colleges graduate programs since their inceptions.Stone earned a bachelors degree in biology from the University of Idaho, an MBA from the University of Utah, and a Ph.D. in organization and management from Capella University. He is a member of the Academy of Management and has research interests in Web-based business strategy formulation, operations, e-business and organizational change.In the community, Stone is active in the Mt. Mansfield Lodge #26 Free and Accepted Masons in Jericho, where he resides. He also volunteers in support of the development of a Vermont Ballet Theater Dance facility at St. Michaels College.last_img read more

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The History of Criminal Gang Attacks in Brazil – Part II

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first_imgBy Dialogo February 28, 2013 In 2012, the PCC initiated another series of attacks that lasted three months. Unlike previous attacks, when the targets were randomly chosen, these were directed exclusively at public security agents in several regions of the large city of São Paulo, causing over 200 military police officers’ deaths. These actions also resulted in a large number of civilian deaths during confrontations with the Military Police, considerably increasing the homicide statistics in that state. In February of 2013, the state of Santa Catarina, in southern Brazil, suffered similar actions, sponsored by a gang known as Primeiro Grupo Catarinense (PGC in Portuguese). Cars and public transportation were set on fire using the same methods as the PCC gang and for the same reasons as the attacks in the three states where they were recorded: retaliation for the transfer of gang leaders to federal penitentiaries, bad conditions of the national inmate system, which is a reality, as well as the treatment rendered to the inmates. In 2010, a new confrontation started in Rio de Janeiro and lasted until the Military and Civil police took over the slums known as Complexo do Alemão. They were supported by members of the Armed Forces and powerful weaponry. The operation resulted in the apprehension of over 500 weapons, including rifles, machine guns, two bazookas, and 150 grenades, in addition to 30 tons of drugs, and the arrest of 200 people. Over 100 vehicles were set on fire, and 39 people were killed in this incident, which was the longest running conflict led by a criminal organization ever in Brazil. *André Luís Woloszyn, Strategic Affairs Analyst On the first day of confrontation a police helicopter was shot down using a rifle, resulting in three deaths after the aircraft caught on fire and exploded on the ground. The drug dealers from the slum, using AR 15 and HK 47 rifles, machineguns and pistols of different calibers, set up barricades with barrels and tires to prevent vehicles from driving through, specifically police cars. Electrical power was sabotaged and interrupted, and the buses stopped circulating temporarily. There were some video surveillance cameras installed by the drug dealers, a kind of counter-intelligence, observing the movement of the police and unfamiliar people to the community that would try to enter the slum. The drug dealers would arrive at the slum in pairs or in a group of at most three, most of them by foot, pretending to be residents or delivery people. The official report registered 42 deaths, eight injuries, and a school, eight buses and two cars were burned down. There were 58 arrests and 38 weapons were apprehended, including five grenades that are exclusively used by the Armed Forces. (Continued from Part I) In the meantime, these same gangs, especially the PCC and the CV, which are considered the two largest Brazilian criminal organizations, were involved in other incidents. Their main business is drug trafficking and both have connections with counterparts in Latin American countries. In 2009, members of the Comando Vermelho (Red Command) criminal organization invaded the slum known as Morro dos Macacos, located in Rio de Janeiro’s northern area, using urban guerrilla tactics as seen in the movies. The attack was a turf war with a rival gang over drug sale points and also as retaliation for the increased numbers of militias in the area. The actions lasted almost two days with intense combat between drug dealers and the police. With the UPPs, this is not the reality anymore.last_img read more

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Mitigating PINless debit fraud exposure

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first_img 30SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Ann Davidson Ann assists credit unions in identifying areas of risk in their operations and recommends sound loss control measures to help reduce loss exposures.Davidson has over 40 years working with … Web: www.alliedsolutions.net Details Various financial institutions around the country have experienced counterfeit activity resulting from “PINless” debit transactions, some of which have led to losses in excess of $100,000. PINless debit authorizations involve purchases under $50.00 that do not require consumers to key in a PIN or supply a signature at a point-of-sale device (POS). As EMV technology continues to be adopted by merchants, more and more of them will choose to enable PINless debit transactions, to offer consumer convenience and reduced interchange fee costs, and fraudsters are taking full advantage.When a merchant allows PINless debit transactions, fraudsters can more easily use stolen card information, since they are not being asked to supply a PIN or any other authentication when making these types of purchases. An account holder’s card may be used multiple times prior to the fraudulent activity being detected. So fraudsters make numerous PINless transactions and walk away with big rewards. Here are steps you should take to help mitigate PINless debit fraud exposure:Confirm that your card processor’s fraud monitoring system recognizes and is paying special attention to PINless debit transactions at the POS, especially recurring transactions at the same location. Make sure you are not one of the many financial institutions that haven’t signed up for their card processor’s program to monitor PINless debit authorizations.See if your financial institution can decline all debit authorizations that are conducted without a PIN, and consider disallowing these transactions if this option is in fact permissible.Check that all networks used for PINless debit authorizations are in place with your card processor, so that you can monitor PINless debit authorizations. Ensure your fraud monitoring system has strategies in place to help address any uptick in PINless debit fraud exposure. Connect with you card processor to make sure they have velocity parameters in place for transactions requiring PINless debit authorizations.Consider blocking and reissuing cards that may have been impacted by a data breach, as this card data could potentially be compromised. Confirm your fraud monitoring system is identifying “chip PINless” authorizations and confirm strategies are in place to monitor and prevent PINless fraud exposure on these cards.Understand your card association’s PINless debit network liability rules, since Visa and Mastercard do not apply the same zero-liability program benefits to PINless debit.Understand the Durbin rights and how PINless debit transactions are routed. Read articles about how your account holders could be affected by PINless debit fraud.Educate your account holders! You will likely see a large decrease in risk exposures if your account holders know what they can do to protect themselves. Your financial institution should continue to learn about PINless debit fraud so that you can fully understand the risks and take actions to help mitigate this type of debit card exposure. This content was previously published in Allied Solutions’ Risk Alert newsletter. Click here to sign up for this email list.last_img read more

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Looking ahead to AI in the credit union environment

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first_img continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Artificial Intelligence (AI) continues to infiltrate the financial world. I recently attended the 2019 BankAI conference, hosted by American Banker, which explored how AI is being deployed in banking today with efforts such as talent reskilling, ethics and data management. Speakers included leaders from Bank of America, Harvard, U.S. Bank and Javelin.Jason Peach, president and CEO of West Community Credit Union, a PSCU Owner credit union, also attended the conference and said it presented great insight into how technology investment, specifically with AI, is being applied within many of the larger financial institutions (FIs).“One of the key takeaways was to ensure that our business needs are considered first, and early on, when determining which AI technology investments to make,” Peach commented. “Additionally, it became clear that AI, in many cases, will not fully replace our human workforce, but adapt how we use our workforce to best leverage the AI solutions we deploy. This is an area credit unions should watch and begin to take action on from a strategic perspective, especially in recognizing the sheer financial resources being committed to it by the largest institutions.”Throughout the conference, several trends began to emerge. Here are some key takeaways and highlights from my conference experience.last_img read more

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Wednesday people roundup [updated]

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first_imgAberdeen AM – Aberdeen Asset Management has named Hennie Houtveen as its head of asset management and transactions in the Netherlands. He will be tasked with optimising the Dutch property portfolio and in particular acquiring logistic real estate and shopping centres for Aberdeen’s investment funds. Previously, Houtveen worked at engineering firm Royal Haskoning DHV, the €15bn railways pension fund SPF, Meeùs Group and NS Stations, where he was responsible for commercial property of the Dutch Railways. Houtveen succeeds Mark Tordoir, who left for Heeneman & Partners, a firm focusing on structuring property investment funds.M&G Investments – Grant Hadland has joined the asset management arm of UK insurer Prudential as institutional equity multi-asset business development director. He was previously at Standard Life Investments, responsible for consultant relations, and held a similar role at Royal London Asset Management before that. M&G said Hadland would be responsible for developing its equity and multi-asset businesses, which manage £58bn (€67.6bn).Legal & General Investment Management – LGIM has hired Helena Morrissey as head of personal investing, a new role, for its UK retail investment business. Morrissey was previously chief executive of Newton Investment Management for 15 years. She is chair of UK asset management trade body the Investment Association, founded the 30% Club, which aims to get more women on company boards, and chairs the Diversity Project.Achmea IM – The €100bn asset manager Achmea Investment Management has appointed George Coppens as commercial director, succeeding Johan van Egmond, who has left Achmea. Coppens will be responsible for all client relations and meeting clients’ growth targets. He joins from Actiam – the €56bn asset manager of insurer Vivat – where he has been chief commercial officer and temporary chief executive since 2012. Prior to this, he worked at AXA, Credit Suisse and ABN Amro.SEI – The fiduciary manager has hired Simon Betteley from BlackRock. He joins as a sales director for the firm’s UK institutional sales team, and will focus on growing SEI’s business with larger UK pension funds. Betteley has also held investment and consulting roles at Aon Hewitt and Mercer.BMO GAM – BMO Global Asset Management has appointed Marga Hoek as a member of its responsible investment advisory council, which oversees BMO’s environmental, social, and governance-related investments. Hoek is chief executive and initiator of Groene Zaak, a network for sustainable entrepreneurs. She succeeds sustainability expert Annemieke Wijn of Anchor Consult, who leaves after completing her two-year term.Feri Trust – Marc Lennetz has joined the German investment manager from Frankfurter Volksbank. He has responsibility for strengthening Feri’s relations with private banks, savings banks and co-operative banks in Germany. Aon – Mark Duncan and Louise Wheeler have joined Aon’s DC business to cater for clients of the consultant’s master trust and other bundled trust-based schemes. Duncan joins from Scottish Widows where he managed some of the company’s largest corporate pensions arrangements. Wheeler transfers from Aon’s flexible benefits business.Brabners – The UK commercial law firm has appointed Ian Mylrea to lead the firm’s national pensions practice. He joined the company in December from DLA Piper and has worked for KPMG and Merrill Lynch. ING/NNIP – The new collective defined contribution (CDC) pension funds of ING and NNIP have each appointed a three-strong supervisory board (RvT), comprising Irene Vermeeren as chair and Erwin Capitain and Pim Baljet as members.Vermeeren is a pensions lawyer at JonesDay, whereas Capitain is a lecturer in accountancy at the Vrije Universiteit Amsterdam as well as supervisor at several pension funds. Baljet is executive chairman of private asset manager Oyens & Van Eeghen. Both pension funds have largely the same members on their board. The schemes ING CDC and NN CDC were established when the €30bn ING Pensioenfonds closed, following the division of ING into a banking arm and an asset management and insurance business.Standard Chartered – Tracey McDermott, former acting chief executive of the UK’s financial regulator, is to join the investment bank as group head of corporate, public, and regulatory affairs on 20 March. McDermott led the Financial Conduct Authority (FCA) from September 2015 until June 2016, bridging the gap between Martin Wheatley and current CEO Andrew Bailey. Prior to taking the CEO role, McDermott held a number of senior roles at the FCA overseeing financial services conduct regulation. At Standard Chartered, she will be responsible for public affairs, sustainability, and communications, and will join the company’s management team.Universal-Investment – Former State Street chief financial officer Frank Eggloff has joined the management board of the German asset manager as managing director. He was previously CFO at State Street in Munich, and spent 15 years with the company in various roles. At Universal he will be in charge of finance and controlling, the company said.last_img read more

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Bumi Armada Wins Third FPSO Project in India

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first_imgMalaysia-based Bumi Armada has secured a contract from India’s Oil and Natural Gas Corporation Ltd (ONGC) to provide a floating production, storage and offloading (FPSO) vessel.Namely, the company’s joint venture Shapoorji Pallonji Bumi Armada Godavari Private Limited(SPBAG) received a Notification of Award for the FPSO, that will operate off the west coast of Kakinada, India.The charter hire and operations deal is for a fixed period of nine years, valued at around USD 2.1 billion (MYR 8.8 billion). ONGC has the option to extend the contract for up to seven years. On an annual basis and if fully exercised, the extensions would be worth USD 655 million (MYR 2.7 billion).“The JV with SPOGPL has been a very successful partnership, this being our third FPSO project together in India and fourth in total,” Leon Harland, Executive Director and Chief Executive Officer, said.“This is a positive result for the group and the project will add value to Bumi Armada going forward,” Harland added.SPBAG is a 30:70 joint venture between Bumi Armada and Shapoorji Pallonji Oil & Gas Private Limited of India.last_img read more

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Lady Wildcats Win Against NC Trojans

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first_imgIt was a great night for the Lady Wildcat golf team! They shot their season low 159 and beat New Castle for another dual meet win. This brings their dual meet record this season to 6-2. Sophomore, Gracie Graf, shot a personal best of 37 and was medallist for the meet. Junior, Ashlan Hill, also had a personal best with a score of 40.“Tonight was just what my team needed. They got to play on their home course after a being on the road for 4 straight meets. They totally dominated and got their confidence back. We have the rest of the week off to practice and will welcome our first weekend off since the season started. The break and another home meet next week is just what the team will need going into our Conference tournament. Confidence and a well rested team is a great combination going into the post season.” Wildcats Coach Marisa Mears.FC Scores. Maggie Brack-38, Abby Orschell-44, Gracie Graf-37 (personal best), Camryn Brewer-45, Ashlan Hill-40, Taylor McCreary-56, Sam Ebrens-55, Kelsie Brackney-61.last_img read more

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Indian River County schools consider banning Confederate flag

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first_imgThe Indian River County school board could take the first steps toward banning the Confederate flag and other symbols associated with hate.The School District of Indian River County updated their student code of conduct saying, “Students shall not, at school, on school property or at school-sponsored activities, display or transmit (in any medium including clothing, jewelry, posters, stickers, flyers or buttons) writings, images or symbols that are reasonably expected to be divisive, demeaning or offensive to any person or group or disruptive to the learning environment; including but not limited to writings, images or symbols associated with hate groups; that are obscene, slanderous or libelous; that are associated with intimidation, violence or violent groups; which advocate racial, ethnic or religious prejudice ( i.e., items that promote intolerance or confrontation, including the confederate flag or swastika) or that denigrate others on the basis of race, color, religion, creed, national origin, gender, sexual orientation or disability.”The school board was expected to address the issue Tuesday. Final approval of the code of conduct is set for July.last_img read more

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Cricket News Opinion: Indian cricket team’s army-style cap tribute in Ranchi ODI – Genuine or short-sighted?

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first_imgGenuine or short-sighted gesture? The reactions on the aftermath of the Pulwama terror attack show how the state of the nation is. Gone are those days when Indians would seethe in anger silently. Now, in a climate of hyper-nationalism, there are open calls for retribution against Pakistan. The BCCI has chosen to tiptoe on this issue, leaving it to the Narendra Modi government for the final decision on whether to play Pakistan in the World Cup. In this situation, what if India play Pakistan in Manchester on June 16? Will all the bluster shown after Pulwama and before the World Cup go up in smoke? If India do play Pakistan in the World Cup, then all this ‘tribute’ will seem misplaced. All the talk will be dismissed as sabre-rattling, with many accusing India’s cricketers of being conveniently ignorant in their own bubble and not wanting to take a stand. Too much politicisation? When one looks at the comments and actions of the Indian cricket team in the aftermath of Pulwama, this is unprecedented. During the heights of the Kargil War in June 1999, India and Pakistan still played a super six World Cup encounter in Manchester. At that time, there was no calls to boycott the clash. Even when the Mumbai Terror attacks which killed 166 people in 2008, there was only suspension of bilateral cricket ties until 2012 when Pakistan visited the country for three ODIs and two T20Is. There were no calls for total boycott even when they played the 2011 World Cup semi-final.  Even when there were tensions in the 80s between India and Pakistan, NKP Salve, who was a Congress minister and president of the BCCI from 1982 to 1985, managed to bring the World Cup to India and co-host it with Pakistan. In the time when the BCCI was run by ministers like Sharad Pawar, the heights of politicisation were behind the scenes but never played out on a big scale. In this hyper-charged environment of nationalism, any action is deemed politically and ideologically motivated. Virat Kohli and the Indian cricket team have been accused of being stooges of the Modi government while those who are siding with the army-style cap tribute are being hailed as nationalists by people who agree and are labelled war-mongers who differ. The current situation is worrisome for Indian society and thinking at large. Sports is being mixed with politics. The nation does not know how to pay tributes to the soldiers who are in the firing line. The nation’s politicians are playing their brand of politics on the dead bodies of the Pulwama soldiers.   For all the Latest Sports News News, Cricket News News, Download News Nation Android and iOS Mobile Apps. highlights The Pulwama terror attack killed 40 CRPF jawans.There have been calls for India to boycott the game against Pakistan in ICC Cricket World Cup 2019.The Ranchi ODI saw Indian players donning army-style caps to pay tribute to the armed forces.DISCLAIMER: The opinions expressed by the author in this article are personal. News Nation does not purport to reflect the opinions or views of the organisation or its members. The attacks on the jawans in Pulwama are condemnable and the author urges sensible decisions by all stakeholders.  New Delhi: Before the start of the Ranchi ODI between India and Australia, there was an event that was not witnessed in a long time by Indian cricket team fans. MS Dhoni, who is the honorary Lieutenant Colonel of the Parachute regiment and the former India captain, handed out army-style like caps to all the Indian team players. The official Twitter handle of BCCI said it was a mark of tribute to the loss of lives in Pulwama terror attack and it was to encourage countrymen to donate to the National Defence Fund for taking care of the education of the children of the jawans killed. The Pulwama terror attack, which killed 40 CRPF jawans on February 14, is still an emotional issue. In the aftermath, India’s sportspersons have called for tough action to tackle terror. Cricket Associations have removed photos of Pakistan cricketers while many players have advocated strict action against Pakistan. The CEO of the BCCI, Rahul Johri, wrote a letter to the ICC advocating suspending ties with nations that support terror. Vinod Rai, the head of the Committee of Administrators, has said Pakistan should be isolated for their support on terrorism. There are many sections of the Indian population that have advocated that India should boycott the ICC Cricket World Cup 2019 encounter on June 16 against Pakistan to send a message. The army-style tribute by the Indian team has brought in a different dimension to the issue. Pakistan’s Information Minister Fawad Chaudhry asked the International Cricket Council (ICC) to take action against the Indian team for “politicising” the game by donning army caps. On social media, the verdict was split. Many hailed MS Dhoni and the Indian cricket team’s gesture, many criticised the ‘politicisation’ saying that sports was above politics. Many Pakistan Twitter users said the country should wear black armbands when playing against India for the ‘atrocities’ of the Indian soldiers in Kashmir. Some pointed out the vagaries of commercialization, with Indian cricket team players donning army-style caps but wearing uniforms which were sponsored by a Chinese company called Oppo. last_img read more

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Football News Arsenal To Offer Granit Xhaka Counselling After Fan Feud: Report

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first_img For all the Latest Sports News News, Football News News, Download News Nation Android and iOS Mobile Apps. London: Arsenal will offer counselling to Granit Xhaka after the Gunners captain found himself in trouble for swearing at his own fans, according to reports in the British press. Xhaka cupped his ears and gesticulated to towards Arsenal fans who booed him when he was substituted during Sunday’s 2-2 draw against Crystal Palace at the Emirates Stadium. The 27-year-old appeared to shout “f**k off” at the crowd as he stormed towards the tunnel and pulled off his shirt.Arsenal manager Unai Emery admitted Xhaka was wrong to react that way and refused to confirm if he would remain skipper. Xhaka has held three meetings with Emery since the incident but the club are putting the player’s welfare ahead of any quick decision over his future.Reports in the British media on Tuesday said counselling will be offered should Xhaka decide on such a course of action, with Emery describing the midfielder’s mood as “upset, devastated and very sad”.It is also believed the outburst was a reaction to cumulative issues which have built up over time, including social media posts targeting Xhaka and his family.His wife Leonita set her own Instagram profile to private after receiving abusive messages aimed at her husband, while Xhaka himself raised a few eyebrows by changing his profile picture on the platform from one where he is sporting the Arsenal armband to an image of him captaining Switzerland.It is understood Xhaka has been made aware by the club of the benefits of offering an apology, but he is so far not in the right frame of mind to do so and is keen for any subsequent acknowledgement of wrongdoing to be genuine.”At the moment, I am not speaking and I don’t want to speak about that,” Emery replied when asked if Xhaka could lose the captaincy over the issue.”Now he is upset, devastated and sad. It is not only yesterday and today. He is feeling the supporters don’t like him.”His commitment with the club is a great commitment every time. He wants to help.”His behaviour was perfect in training, with the group and with the club. He knows he was wrong.”He was wrong and he feels it inside very deeply. But that is normal as a human.” Xhaka will not travel with Arsenal for Wednesday’s League Cup tie at Liverpool. last_img read more

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